Klarna: Payment in installments

Klarna Spread Payments is a payment method where the customer can pay in installments. Klarna guarantees 100% payout to the entrepreneur. Even if the customer does not pay.

Klarna Spread Payments makes payment in installments possible for your customers. The customer can choose between a term of 3 to 36 months. The customer makes the agreements with Klarna and not with the entrepreneur. This means that as an entrepreneur you are 100% sure that you will be paid. Payment is easy for the customer via an app. The customer can pay the entire amount or part of the amount with one push. The customer pays at least 1/12 of the outstanding amount and at least € 5,00 every month

Benefits

  • Always assured of payment
  • Easy to use for the customer

Cons

  • Only available in Germany, Austria and Finland

How does it work?

  • The customer selects 'Klarna Spread Payments' as the payment method
  • The customer fills in his/her details and completes the order
  • After completing the order, the customer will receive an email with a payment request. The amount will be added to the outstanding amount in the customer's Klarna account.
  • The customer pays in his preferred way via Klarna's online customer portal or the Klarna app.

Markt

  • Germany
  • Austria
  • Finland