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Adyen vs Stripe

A side-by-side comparison of Adyen and Stripe on price, benefits and features.

FeatureAdyen Stripe
In shortDutch payment platform with a single integration for many payment methods. €0.11 per transaction plus a rate per method; no setup or monthly fees.Payment platform with euro pricing for Dutch webshops: cards, iDEAL, Bancontact and Klarna, with no setup or monthly fees.
Payment methodsAmerican Express, Apple Pay, Bancontact, BLIK, EPS, Google Pay, iDEAL, Klarna, PayPal, Riverty, SEPA Direct Debit, Visa and MastercardApple Pay, Bancontact, Bank transfer, BLIK, EPS, Google Pay, iDEAL, Klarna, PayPal, Przelewy24, SEPA Direct Debit, Visa and Mastercard
Works withMagento, ShopifyShopify
Advantages
  • No setup, monthly, or cancellation fees
  • One integration for many payment methods
  • Interchange++ for card payments
  • Choose when and in which currency you get paid out
  • No setup or monthly fees
  • iDEAL for €0.29 per payment
  • EEA cards from 1.5% + €0.25
  • More than 100 payment methods
  • Checkout and Payment Links available
WebsiteVisit the websiteVisit the website

Costs per payment method

Payment methodAdyenStripe
American Express€ 0,11 per transaction + € 0,00 per month + 3.95% of the transaction amountNot offered
Apple Pay€ 0,11 per transaction + € 0,00 per month + determined by the card used€ 0,25 per transaction + € 0,00 per month + 1.5% of the transaction amount (standard EEA card)
Bancontact€ 0,11 per transaction + € 0,00 per month + interchange++ plus markup, varies by card€ 0,35 per transaction + € 0,00 per month + -
Bank transferNot offered€ 0,00 per transaction + € 0,00 per month + 0.5% of the transaction amount, maximum €5.00
BLIK€ 0,11 per transaction + € 0,00 per month + 1.5% of the transaction amount€ 0,25 per transaction + € 0,00 per month + 1.6% of the transaction amount
EPS€ 0,33 per transaction + € 0,00 per month + 1.3% of the transaction amount€ 0,25 per transaction + € 0,00 per month + 1.6% of the transaction amount
Google Pay€ 0,11 per transaction + € 0,00 per month + determined by the card used€ 0,25 per transaction + € 0,00 per month + 1.5% of the transaction amount (standard EEA card)
iDEAL€ 0,33 per transaction + € 0,00 per month + -€ 0,29 per transaction + € 0,00 per month + -
Klarna€ 0,11 per transaction + € 0,00 per month + varies by country and payment plan€ 0,35 per transaction + € 0,00 per month + 2.99% of the transaction amount
PayPal€ 0,11 per transaction + € 0,00 per month + direct contract with PayPal plus management fee€ 0,10 per transaction + € 0,00 per month + 0.2% of the transaction amount plus PayPal fees
Przelewy24Not offered€ 0,25 per transaction + € 0,00 per month + 2.2% of the transaction amount
Riverty€ 0,11 per transaction + € 0,00 per month + 3% of the transaction amountNot offered
SEPA Direct Debit€ 0,38 per transaction + € 0,00 per month + -€ 0,35 per transaction + € 0,00 per month + €3.50 for failed payments and €15.00 for chargebacks
Visa and Mastercard€ 0,11 per transaction + € 0,00 per month + interchange++ plus markup, varies by card€ 0,25 per transaction + € 0,00 per month + 1.5% of the transaction amount (standard EEA card)

Costs as listed for each provider; check the current rates on their website.

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