Shopify Payments vs Stripe

A side-by-side comparison of Shopify Payments and Stripe on price, benefits and features.

Feature Shopify Payments Stripe
In shortShopify Payments is Shopify's built-in payment solution, offering iDEAL, Bancontact, Klarna and cards without a separate provider.Payment platform with euro pricing for Dutch webshops: cards, iDEAL, Bancontact and Klarna, with no setup or monthly fees.
Payment methodsAmerican Express, Bancontact, iDEAL, Klarna, Visa and MastercardApple Pay, Bancontact, Bank transfer, BLIK, EPS, Google Pay, iDEAL, Klarna, PayPal, Przelewy24, SEPA Direct Debit, Visa and Mastercard
Works withShopifyShopify
Advantages-
  • No setup or monthly fees
  • iDEAL for €0.29 per payment
  • EEA cards from 1.5% + €0.25
  • More than 100 payment methods
  • Checkout and Payment Links available
WebsiteVisit the websiteVisit the website

Costs per payment method

Payment methodShopify PaymentsStripe
American ExpressAvailableNot offered
Apple PayNot offered€ 0,25 per transaction + € 0,00 per month + 1.5% of the transaction amount (standard EEA card)
BancontactAvailable€ 0,35 per transaction + € 0,00 per month + -
Bank transferNot offered€ 0,00 per transaction + € 0,00 per month + 0.5% of the transaction amount, maximum €5.00
BLIKNot offered€ 0,25 per transaction + € 0,00 per month + 1.6% of the transaction amount
EPSNot offered€ 0,25 per transaction + € 0,00 per month + 1.6% of the transaction amount
Google PayNot offered€ 0,25 per transaction + € 0,00 per month + 1.5% of the transaction amount (standard EEA card)
iDEALAvailable€ 0,29 per transaction + € 0,00 per month + -
KlarnaAvailable€ 0,35 per transaction + € 0,00 per month + 2.99% of the transaction amount
PayPalNot offered€ 0,10 per transaction + € 0,00 per month + 0.2% of the transaction amount plus PayPal fees
Przelewy24Not offered€ 0,25 per transaction + € 0,00 per month + 2.2% of the transaction amount
SEPA Direct DebitNot offered€ 0,35 per transaction + € 0,00 per month + €3.50 for failed payments and €15.00 for chargebacks
Visa and MastercardBasic plan, lower on more expensive plans€ 0,25 per transaction + € 0,00 per month + 1.5% of the transaction amount (standard EEA card)

Costs as listed for each provider; check the current rates on their website.

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